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Apple Pay® and Google Pay™ are two popular mobile payment technologies. Apple Pay came out in late 20141, and Google Pay (formerly Google Wallet™ and Android Pay™) launched in 2018.2 Although they are rival payment options, Apple Pay and Google Pay share a lot in common: Both allow users to upload credit card details into their mobile devices. Both use a form of tokenization to hide personal account numbers (PANs) during transactions. Both use near field communication (NFC), original article
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