Apple Pay® and Google Pay™ are two popular mobile payment technologies. Apple Pay came out in late 20141, and Google Pay (formerly Google Wallet™ and Android Pay™) launched in 2018.2
Although they are rival payment options, Apple Pay and Google Pay share a lot in common:
Both allow users to upload credit card details into their mobile devices.
Both use a form of tokenization to hide personal account numbers (PANs) during transactions.
Both use near field communication (NFC),
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